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Protect Your Loved Ones and Secure Their Future with a Life Interest Trust Will

Life Interest Trust Wills offer a modern solution for families who want to balance the needs of their spouse or partner with protecting their children's inheritance. Whether you have a blended family, are in a second marriage, or want to safeguard assets from care home fees, a Life Interest Trust can help.

Life Interest Trust

Why Choose Ridley & Hall

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Experienced solicitors
guiding you every step
of the way.

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Tailored advice for your
unique family situation.

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Transparent fees and
clear communication.

How Does It Work?

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1. Property Ownership

You and your partner own your
home as Tenants in Common
(usually 50/50).

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2. On First Death

Your share of the property is held in
trust for your chosen beneficiaries (often
your children), not automatically passed
to the survivor.

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3. Life Tenant

The surviving partner has the right
to live in the home for life.

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4. On Second Death

The trust ends, and the property
passes to your chosen beneficiaries.

Why Have Life Interest Trust Will?

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Financial Security

Your partner can stay in the
family home.

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Control Over Inheritance

Decide exactly who benefits
from your estate.

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Asset Protection

Ringfence assets from care home
fees and remarriage.

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Flexibility

The survivor can move or downsize
with trustee agreement.

Is A Life Interest Trust Right For Me?

Second marriage / blended family

Second marriage / blended family

Ensures your spouse or partner can live in your home for life. Protects your children's inheritance, even if your partner remarries or changes their Will.

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Cohabiting partners

Cohabiting partners

Offers peace of mind for modern families,
including stepchildren and unmarried partners.

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Homeowners wanting
property protection

Homeowners wanting
property protection

Shields part of your property from being
used for care home fees.

Book an Appointment

Life Interest Trust

Frequently Asked Questions

Will my partner be able to stay in our home?

Yes, the survivor has the right to remain in the home for life.

Can my partner move or downsize?

Yes, with trustee agreement, the trust can apply to a new property.

How does this protect against care fees?

Only the survivor’s share is assessed for care fees; your share is protected for your beneficiaries.

Are there any disadvantages?

Trusts can be complex, may require legal help, and sometimes lead to disputes or delays.

Ready to Secure Your Family's Future? Contact us today for a free, no-obligation consultation.